Auto Insurance

By having adequate auto insurance coverage in place, you can be confident in knowing you’re protected against road risks. That’s why Selective’s highly personalized insurance experience offers a variety of optional coverage enhancements to further increase your protection.

• Accident Forgiveness – waive any increase in your premium as a result of one at-fault accident
• Diminishing Deductible – automatically receive a $100 credit on your deductible and receive additional credit for every claim free year for up to a maximum of $500 in savings
• Newer Car Replacement – in the event of a total vehicle loss, you will receive the actual cash value for a car one model year newer and with 15,000 fewer miles
• Selective Choice Replacement Cost^SM – pays to replace a vehicle with the latest model year available at the time of loss and gives you the choice of coverage for 2, 4, or 6 years

With Selective, you also enjoy a number of available discounts to help you save even more on your auto insurance coverage.

You may qualify for available discounts if you have:

• A current homeowners, condominium or renters policy with Selective
• Quoted your business 8 days in advance of your renewal (Advanced Quote discount)
• A commercial vehicle in the household
• Completed an approved defensive driver course
• Young drivers who have completed approved driver training and/or maintain good grades
• A vehicle(s) with specific qualifying safety or anti-theft features
• Consistently paid your insurance bill on time