Manufacturers

Property Insurance Advantages

• Building, business property, property of others and continuing business expense
• Business income from dependent properties
• Commercial inland marine, including property in transit, and computers and media
• Consequential loss to stock and selling price valuation
• Property off premises
• Personal property seasonal limits increase
• Equipment breakdown
• Service interruption
• Spoilage
• Utility services – direct damage and time element

Liability Insurance Advantages

• Bodily injury, property damage, and personal and advertising injury
• Broad form vendors
• Damage to premises rented to the manufacturer
• Expenses to conduct a product recall with additional covered expenses, including the cost to replace the product recalled, the customer’s consequential loss of profits and good faith advertising expenses
• Blanket additional insured

Commercial Automobile Insurance Advantages

• Rental reimbursement
• Employees as insureds for non-owned, hired or borrowed autos
• Hired car physical damage
• Lease gap (where available)

• Business income – actual loss sustained
• Commercial umbrella liability
• Cyber liability
• Employers protection program
• Management liability
• Manufacturers errors & omissions
• Printers errors & omissions
• Product recall coverage (up to $1M)
• Workers compensation

Selective can help you prevent claims before they occur with our extensive Safety Management services:

• Best practices assessment/gap analysis
• Contractual liability consultation
• Customized workers compensation cost containment
• Driver and fleet safety programs
• Exposure reduction consultations
• OSHA 30-hour training
• Premises liability reviews
• Regulatory guidance
• Safety assessment and benchmarking tools
• Sprinkler system evaluation and analysis
• Supervisor accountability programs
• Thermographic infrared surveys

For more information about Selective’s Safety Management services, visit Safety Management Resources section.

Please contact your Selective agent for more information about our products and services for Manufacturers.