Insurance for Your Professional Office

Property Insurance Advantages

• Blanket additional coverage for accounts receivable, business computer, temperature change and valuable papers
• Business income – actual loss sustained
• Business income – includes loss of billable hours
• Electrical or mechanical breakdown
• Money and securities
• Water back-up from sewers and drains
• Fine arts
• Outdoor signs and fences
• Outdoor trees, shrubs and plants
• Blanket additional insured and broad form vendors
• Fire/water legal liability
• Ordinance or law
• Employee dishonesty, including ERISA
• Employee benefits liability
• Hired and non-owned automobile liability
• Earthquake coverage (location restrictions may apply)
• Property off-premises
• Damage to premises rented to the insured

Liability Insurance Advantages

• Broad named insureds
• Newly formed/acquired entities
• Realty tax, additional costs/soft cost
• Hired and non-owned automobile liability

• Animal bailee coverage insures against loss of animals in the care, custody or control of a veterinarian
• Commercial automobile
• Commercial umbrella liability
• Cyber liability
• Increased limits for damage to premises rented to you
• Opticians professional liability
• Veterinarian professional liability coverage to help protect against legal liability from rendering veterinarian services
• Workers compensation

Selective can help you prevent claims before they occur with our extensive Safety Management services:

• Best practices assessment/gap analysis
• Contractual liability consultation
• Customized workers compensation cost containment
• Driver and fleet safety programs
• Exposure reduction consultations
• OSHA 30-hour training
• Premises liability reviews
• Regulatory guidance
• Safety assessment and benchmarking tools
• Sprinkler system evaluation and analysis
• Supervisor accountability programs
• Thermographic infrared surveys

For more information about Selective’s Safety Management services, click here.

Please contact your Selective agent for more information about our products and services for Professional Office.