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Inland Marine Insurance

Protecting Goods in Storage, on the Move, and More

While this nautical-sounding term does have maritime roots, these days inland marine insurance protects an array of goods, equipment, and even buildings. Depending on the type of business you run, inland marine insurance from Selective could be an essential and necessary type of coverage.

Inland marine insurance protects a wide variety of assets, including:

Goods in transit (either owned by you or temporarily in your care)
Buildings under construction
Equipment and tools that move from one job location to another
Valuable property, such as fine arts
Computers and electronic information systems

Inland marine insurance coverage includes protection from weather-related damage such as fire, wind, lightning, and earthquakes. Theft is also covered.

Types of Businesses that Need Inland Marine Insurance

If your business deals with moveable goods, materials, and/or equipment you will most likely be a good candidate for inland marine insurance. Here are just a few examples:

Contractors

Contractors often carry builders risk insurance, a type of inland marine insurance, which covers materials, fixtures, and equipment used in the construction or renovation of a building.

Museums

Museums often have traveling exhibits with priceless art. Inland marine insurance protects these items on the road.

Mobile Services

Mobile services are becoming more common. Car detailers, dog groomers, IT technicians, and others may benefit from extra protection.

Jewelers, Dry Cleaners & Repair Service Companies

Every day, jewelers, dry cleaners, and repair service companies handle and house property belonging to others. Inland marine insurance provides coverage for those items while in their care.

Freight and Trucking Companies

Freight and trucking companies need inland marine coverage for goods and cargo traveling by land.

Contact a local independent insurance agent to find out more about how we can provide your business with the Inland Marine Insurance tailored to your unique needs. When you reach out, be sure to ask about Selective's value-added services like PaySync^®, Safety Management, and our Mobile App.

For more information on the types of business insurance solutions Selective Insurance offers, visit Insurance Coverages for Your Business.