Insurance for Your Child Care Facility

Property Insurance Advantages

• Emergency vacating expenses
• Relocation fees
• Replacement cost valuation for personal property of others
• Business income actual loss sustained – 12 months

General Liability Insurance Advantages

• Blanket additional insured – as required by contract
• Limited rental lease agreement contractual liability
• Limited legal expense for innocent insured
• Limits applicable on a per location basis

Commercial Automobile Insurance Advantages

• Blanket additional insured – primary and non-contributory
• Care, custody or control amendment
• Fellow employee amendment
• Physical damages for employees’ and volunteers’ autos

• Abuse or molestation
• Computer fraud
• Crisis response
• CyCurity^®
• Identity theft
• Key employee replacement coverage
• Management liability
• Medical payments to children
• School board legal liability
• Social services professional liability
• Umbrella
• Workers compensation

Selective can help you prevent claims before they occur with our extensive Safety Management Services.

• Thermographic infrared testing of electrical panels
• Building valuation assistance
• Employee background screening and access to discounted motor vehicle reports through Praesidium^®
• Emergency evacuation training and other life safety evaluations
• Assistance with developing policy and procedure manuals, including screening guidelines for employees and volunteers working with children
• Pre-screening assistance with employee motor vehicle reports
• Fleet safety assistance, including defensive driving instruction, 15-passenger van safety and vehicle emergency evacuation training
• Driver monitor program through SafetyFirst^®, if eligible

For more information about Selective’s Safety Management services, click here.

Please contact your Selective agent for more information about our products and services for Child Care and Early Learning Operations.