Insurance for Your Golf Operation

Property Insurance Advantages

• Additional covered property for golf courses, such as foot and cart bridges, walkways, retaining walls, statues, pump houses, hole markers, ball washers, tennis courts, lightning detection/warning systems and other property used in the operation of the country clubs and golfing operations
• Business personal property includes automated external defibrillators
• Business personal property of golf club professionals
• Employee dishonesty
• Members’ and guests’ property
• Outdoor trees, shrubs and plants
• Building coverage for swimming pools and in-ground sprinkler systems/equipment

General Liability Insurance Advantages

• Blanket additional insured
• Club services errors and omissions
• Delivery errors and omissions
• Golf and tennis pro professional liability
• Additional insureds include golf and tennis pros
• Incidental malpractice
• Limited property damage caused by golf balls

Commercial Automobile Coverage Advantages

• Airbag coverage due to accidental discharge
• Blanket additional insured
• Care, custody or control
• Hired car physical damage
• Lease gap (where available)

To help you tailor your insurance program to your individual needs, Selective offers a variety of optional coverages, including:

• Abuse or molestation
• Business income – actual loss sustained
• Club professional replacement
• Golf maintenance equipment
• Herbicide & pesticide applicator coverage, including for above ground storage tanks
• Identity theft
• Liquor liability
• Management liability
• Tees, greens and cut fairways; no per hole limitation
• Umbrella coverage
• Workers compensation

Selective can help you prevent claims before they occur with our extensive Safety Management Services.

• Thermographic infrared testing of electrical panels
• Building valuation
• Employee background screening and access to discounted motor vehicle reports through Praesidium®
• Assistance with developing policy and procedure manuals, including screening guidelines for employees
• Fleet safety assistance, including defensive driving instruction

For more information about Selective’s Safety Management services, visit the Safety Management Resources section.

Please contact your Selective agent for more information about our products and services for Golf Risks.