Insurance For Your Commercial Property

Liability Insurance Advantages

• Broad named insureds
• Newly formed/acquired entities
• Realty tax, additional costs/soft cost
• Hired and non-owned automobile liability

Property Insurance Advantages

• Newly acquired property
• Blanket additional coverage for accounts receivable, business computers, temperature change and valuable papers
• Business Income for anchor store/dependent properties
• Utility services
• Glass
• Electrical or mechanical breakdown
• Water back-up from sewers and drains
• Fine arts
• Money and securities
• Outdoor signs and fences
• Outdoor trees, shrubs and plants
• Blanket additional insured – broad form vendors coverage
• Fire/Water legal liability
• Ordinance or law
• Business personal property
• Employee dishonesty, including ERISA

• Business income – actual loss sustained
• Commercial automobile
• Commercial umbrella
• Higher deductibles
• Workers compensation

Selective can help you prevent claims before they occur with our extensive Safety Management services:

• Best practices assessment/gap analysis
• Contractual liability consultation
• Customized workers compensation cost containment
• Driver and fleet safety programs
• Exposure reduction consultations
• OSHA 30-hour training
• Premises liability reviews
• Regulatory guidance
• Safety assessment and benchmarking tools
• Sprinkler system evaluation and analysis
• Supervisor accountability programs
• Thermographic infrared surveys

For more information about Selective’s Safety Management services, click here.

Please contact your Selective agent for more information about our products and services for Commercial Properties.