Insurance for Your Hotel

Property Insurance Advantages

• Guests’ property on premises (including safe deposit box)
• Accounts receivable, which provides coverage if your records are destroyed and you are unable to collect payment
• Credit card slips
• Accidental discharge of automatic cooking protection systems
• Valuable papers and records, which will pay you the cost to reproduce papers or records that are damaged or destroyed
• Outdoor signs, fences and landscaping
• Ordinance or law, which includes protection for your undamaged building, increased construction costs and demolition costs
• Spoilage of refrigerated property in the event of a power failure
• Extra expense insurance to help cover costs over and above normal expenses, if you’re forced to rent additional equipment or space to restart or continue your operations, as a result of an insured loss
• Equipment breakdown should an electrical or mechanical breakdown result in property damage
• Computers and media

Liability Insurance Advantages

• Bodily injury and property damage to help cover claims arising from your business operations
• Personal injury protection against claims from libel, slander, invasion of privacy and false arrest
• Advertising injury liability, which helps protect you against claims that could arise from your advertising program
• Contractual liability for oral or written contracts in which you become involved
• Medical payments to help cover payments arising from injuries to others that occur on your business premises, or as a result of your business operations

• Business income – actual loss sustained
• Commercial automobile
• Commercial umbrella
• Crime
• Crisis
• Cyber liability
• Fidelity bonds
• Liquor liability
• Reservation and wake-up service liability

Selective can help you prevent claims before they occur with our extensive Safety Management services

• Best practices assessment/gap analysis
• Contractual liability consultation
• Customized workers compensation cost containment
• Driver and fleet safety programs
• Exposure reduction consultations
• OSHA 30-hour training
• Premises liability reviews
• Regulatory guidance
• Safety assessment and benchmarking tools
• Sprinkler system evaluation and analysis
• Supervisor accountability programs
• Thermographic infrared surveys

For more information about Selective’s Safety Management services, click here.

Please contact your Selective agent for more information about our products and services for Hotels